The current scheme already offers very comprehensive cover but I am pleased to tell you that we have been able to secure the following further improvements for serving members at nil cost. We have even managed to reduce subscriptions, despite there being a 3.5% increase in Insurance Premium Tax.

For the past three years the scheme has been run on our behalf by Forces Financial, part of the Police Mutual Group. The scheme will remain with the same team but will now be rebranded as Police Mutual, a company many of you will be familiar with.

Full Scheme – Police officers and police Staff     Reduced scheme – police staff only

Serving officer child death benefit will increase from £5,000 to £7,500

  • Threshold for the payment of Dependant Care Costs will be increased from 5 days to 15 days.
  • Worldwide Family Travel age limitation for children living at home has been removed so all children living at home will be covered irrespective of their age.
  • Travel policy has been further enhanced to provide a maximum benefit of £250 to cover the loss of your driving licence or passport and to provide a daily £50 allowance to cover ancillary expenses you may incur if you are admitted to hospital whist on holiday.
  • A number of other improvements have also been made to the travel cover and full details are available to view within the full travel policy on our web site.
  • The Legal Protection policy has also been improved to allow for 5 hours of legal support post interview if that assistance may prevent action being taken against you.
  • A new benefit will be introduced that will compensate you if, as a consequence of injury or illness you have been placed on adjusted duties and subsequently have your “X Factor” payment removed. The benefit will pay 50% of your loss for a maximum of 52 weeks.
  • Worldwide Family Travel age limitation for children living at home has been removed so all children living at home will be covered irrespective of their age.
  • Travel policy has been further enhanced to provide a maximum benefit of £250 to cover the loss of your driving licence or passport and to provide a daily £50 allowance to cover ancillary expenses you may incur if you are admitted to hospital whist on holiday.
  • A number of other improvements have also been made to the travel cover and full details are available to view within the full travel policy on our web site.
  • The Legal Protection policy has also been improved to allow for 5 hours of legal support post interview if that assistance may prevent action being taken against you.

Despite these significant improvements and an increase in Insurance Premium Tax I am delighted to tell you that the price of the cover will also reduce from the current £24.75 to just £23.25 per month.  Partner premiums will remain unchanged at just £6.95.

Despite these significant improvements and an increase in Insurance Premium Tax I am delighted to tell you that the price of the cover will also reduce from the current £14.95 to just £14.45 per month.  Partner premiums will remain unchanged at just £3.29.

  • Broadstone Hall Road South, Reddish, Stockport, SK5 7DE
  • Tel: 0161 355 4400       Fax: 0161 355 4410
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